1. Rowsley (SGX: A50)
Q1: This stock seem to be have big moves (up/down), what is the true value and growth of this stock?
“Upon completion, we will become a leading healthcare player in Southeast Asia. This will help us capture the growing demand for quality healthcare in this region.”
- Grow beyond its current core obstetrics and gynaecology services by expanding its service offerings and opening more specialist clinics.
- Make Tropicana Medical Centre in Kota Damansara one of the largest integrated healthcare facilities in the Klang Valley by tripling its bed capacity. When the new wing is completed, the hospital will have a capacity of 600 beds, offering comprehensive tertiary healthcare services
- In addition, TMCLS has plans to expand in Johor Baru through the proposed Thomson Iskandar Medical Hub.
A five-minute drive from the Causeway, the hub will be an integrated development that encompasses a 500-bed tertiary hospital, a 400-suite medical tower and a complementary retail space.
2. Net Pacific Fin (SGX: 5QY)
Q2. Will this stock follow bullish sentiment similar to banks with the increase in interest rate?
- Provision of working capital financing
The Group intends to extend short-term loans to companies for working capital requirements. These may either be in the form of revolving credit line or with fixed instalment payment terms.
- Provision of asset-backed loans
The Group intends to provide financing to businesses secured against stocks, shares or fixed assets of the borrower. It will be in the form of bridging loan, overdraft and term loan with maturities typically ranging between six (6) to twelve (12) months.
- Provision of mezzanine loans
The Group provides both expansion and acquisition financing in the form of mezzanine loans. A hybrid of debt and equity financing, it provides the Group the rights to convert or acquire minority equity stake in the borrower in addition to interest income.
- Investments in companies with good fundamentals and growth potential
Where opportunities arise, the Group may also make investments in companies which have good fundamentals and growth potential. In order to minimise risk to the Group, the investments will be made in the form of convertible loans or preferred shares.
- No Moat – SME can take loans from any company or banks. Why Net Pacific Fin?
- Hard to Scale – they need capital to lend SMEs money. No Capital; No Growth.
- Small Market Cap – Only S$21 mil at the moment, too small to secure large deals and be a money-lender.
- No Value Add – Lending money itself is a regulated and anyone-can-do business. ValueMax and Maxicash can provide such services probably at much better rates.