Succeeding with your personal finances requires you to juggle many little decisions well. These include things like paying bills, saving for a rainy day, protecting the downside, building wealth and more.
Needless to say, many people are sometimes overwhelmed when they have to undertake all these financial matters on their own. Fortunately, there is plenty of free financial information that is available online and you only need how to capitalize on it.
Below, we’ve assembled a list of our favourite personal finance websites that offer resources and information for various categories:
Previously known as Singapore-Promotions.com, SINGPromos is the my number 1 go-to place to find out about major sales, promotions, news, discounts and fair events from Singapore.
Be it going to the KFC opposite my block or grabbing some Toys R Us clearance sales, I will whip out my smartphone and check for any deals on Singpromos.com.
What’s more, you can filter for on-going deals only, so that you do not have to be left wondering whether the deal is expired or not (happens to me many times before I visit this site!).
Another popular site that brings you the best deals and promos is none other thanFave (previously Groupon).I love the design of the website in that it lists down the various categories such as services, staycation, ‘What’s Hot’ and more at the top bar.
I also like how they have expanded their list of selections from food and massage deals to items like fitness, activities, luxury etc. What can beat savings up to 70%?
Last but not least, you can browse, buy, and redeem seamlessly using the free Fave mobile app too.
Credit Cards & Loans
MoneySmartis one of the earliest personal finance website that I remembered seeing. In fact, it was founded in 2009 and quickly gained traction within the Singapore’s community with their well-received blog posts.
In addition, Moneysmart has also a helpful forum (https://forum.moneysmart.sg/ ) where you can ask anything related to finance. On top of that, it boosts an amazing 129K Facebook likes!
Similar to MoneySmart, SingSaver is another comparison website for credit cards and personal loans. What attracted me to Singsaver is the fact that they regularly offer exclusive offers for credit card applications.
Over the past year, I have already successfully applied and acquired a few hundred dollars worth of vouchers for me and my wife! Check out their credit card promotions here.
Backed by renowned venture capitalists like Sequoia and Amazon, BankBazaar.sg is the new kid in the block when it comes to the comparison of financial products such as credit cards, loans and insurance.
BankBazaarhas 1 key feature different from other financial sites – the credit card application form is embedded in the site itself and you do not have to be re-directed to the banks’ websites to complete the application.
I have personally applied for the HSBC cards and obtained the capitaland vouchers uniquely from BankBazaar itself! Find out more here.
Protecting your downside [Insurance]
The only government-operated website on the list, CompareFIRST offers an avenue for people to compare the different insurance products before making a wise decision. To add on, it is a purely informational portal jointly created by four big regulatory organisations in Singapore:
- Consumer Association of Singapore (CASE)
- Monetary Authority of Singapore (MAS)
- Life Insurance Association Singapore (LIA)
CompareFIRST is aiming to raise the standards and professionalism of the financial advisory industry by giving Singaporeans a more equal playing field. I like how it is managed as a “non-profit” organisation which allows a fair representation of various insurance insurers/plans out there (no conflict of interest!).
DIYInsurance is a life insurance comparison portal where all the staff is salaried-based and not commissions-based – removing any conflict of interest in advice. In addition, people can get greater cost savings as the site offers a 50% rebate on the commissions too.
To top it off, I like how DIYInsurance have put together fuss-free packages catered towards different target groups like
- Retirement Safety Net
- Young Working Adult
Lastly, people can trust that their policies are in good hands as the website is started by Providend Ltd, a licensed financial adviser and registered fund management company with the Monetary Authority of Singapore (MAS).
Ah, quite possibly my FAVORITE website on the list. (There’s got to be SOME benefit of writing this list.)
SmallCapAsia’s ultimate goal is to break down the complex investing stuff & focus on what is important for you: Start Small, Win Big.
You will find a lot of valuable information such as:
- Exclusive Interviews with renowned investors/financial bloggers
- Unique Stock Ideas &
- FREE investing tools at your disposal like the picture below.
When it comes to investing, nothing will pay off more than educating yourself. SmallCapAsia.com aims to be the place where you can pick up the essential tools and knowledge to accelerate your wealth building process.
- Motley Fool Singapore
If you are into stocks investing, chances are that you have heard of Motley Fool Singapore (fool.sg). Started in year 2013, it quickly gained traction to be the go-to site for investing news and educational content.
For a first-timer, you may even be bewildered by its huge trove of investing articles that cover many SGX-listed companies as well as the golden nuggets of wisdom.
On top of that, Fool.sg offers people suggestions on how to take control of their money and make better financial decisions. The Motley Fool also champions shareholder values and advocates tirelessly for the individual investor through their 2 stock recommendation services which you can check it out here.
Previously known as BigFatPurse, DrWealth has the name change after the acquisition of ‘Dr Wealth Pte Ltd’. It marked a new milestone for them as they embark on developing portfolio management app for DIY investors to track their investments conveniently and enhance their stock picking process.
DrWealth is championing the goal of helping the average joe invest better through the 2 steps below:
1) Affordable investor education courses
2) Developing of practical tools for you to monitor your investments and get trade ideas easily.
All in all, DrWealth is an investor-centric platform that provides investor education and portfolio management tools.
They have conducted classes and workshops for close to 4,000 attendees in the past few years. The topics include value investing, dividends, REITs, bonds, angel investing and other personal finance matters. These lessons were delivered from the perspective of a Do-It-Yourself investor.
Mother of all Finance Sites
DollarsandSense (D&S) is a regional digital publisher that aims to help people make better financial decisions, one interesting bite-sized article at a time. You can find many helpful pieces on topics such as lifestyle, insurance, property, trading and more.
D&S also offers a unique spin in many financial matters such as “Singapore Budget 2017: Early Analysis On The 7 Things That Matters To You” or “5 Useful Finance-related Courses To Enrol Using SkillsFuture Credit”.
In particular, I has taken a liking to their videos section where they make it fun and easy for people to digest financial concepts which are typically very dry.
Last but not least, we have the last contender on our list – Seedly.sg.
Many of you may not know this but Seedly started as a Singapore-based fintech startup with an App. The app is designed help young working adults save time and spend smarter by segregating your overview balances, monthly cashflow and categorises of your expenses automatically by syncing with all major local banks.
At Seedly, they believe that anyone can achieve financial freedom with the right tools and the right mindset. That’s the reason behind their closely knitted community in the Facebook group which has grown by leaps and bounds to >5K members in less than a year.
They have even featured many experts in Facebook Live events including
- Val, Founder of PolicyPal Aziz,
- Founder of MastertheCrypto.com
- Michele Ferrario, CEO of Stashaway.com and more!
Be part of their personal finance Facebook Group today!
To sum up, planning your finances is a lifelong journey and it’s crucial to be well prepared as you embark on this path. If you’re looking for a reputable site with solid information, you can’t go wrong with any of the suggestions above.
Now I want to turn the attention to you:
What other popular websites do YOU recommend? Have you visited any of the sites above? What did you think? Let us know your answers or recommendations via email to Smallcapasia@gmail.com and we will keep a lookout!