{"id":2801,"date":"2017-07-17T07:00:22","date_gmt":"2017-07-16T23:00:22","guid":{"rendered":"https:\/\/www.smallcapasia.com\/?p=2801"},"modified":"2017-07-15T00:39:21","modified_gmt":"2017-07-14T16:39:21","slug":"exclusive-interview-with-alison","status":"publish","type":"post","link":"https:\/\/www.smallcapasia.com\/zh-hans\/exclusive-interview-with-alison\/","title":{"rendered":"[MyTwoCents] Exclusive Interview with Alison"},"content":{"rendered":"

Hello everyone, I am James here, founder of SmallCapAsia.com.<\/p>\n

Today I have the honour of inviting Alison over for a short interview.<\/p>\n

Alison is the financial blogger behind Heartland Boy (https:\/\/heartlandboy.com\/about\/<\/span>)<\/p>\n

Without further ado, let’s get straight to the Q&A!<\/p>\n

    \n
  1. Please tell us more about yourself.<\/strong><\/li>\n<\/ol>\n

    I am a young working adult who took up the challenge of working in Indonesia last year. Specifically, I am in an investment role that analyses investment decisions for a real estate developer.<\/p>\n

    My stint in Indonesia has allowed me to gain a better understanding of the challenges of working in developing countries.<\/p>\n

    Despite being away from Singapore most of the time, I am a henpecked husband who flies back regularly to Singapore over the weekends.<\/p>\n

    In that way, I am no different from those rich Indonesians who treat Singapore as their weekend vacation homes. The only difference is that I fly budget airlines, take public transport and stay in a HDB flat.<\/p>\n

      \n
    1. What led you to start your own blog about investing\/personal finance?What do you touch on in your blog?<\/strong><\/li>\n<\/ol>\n

      My wife bought a website domain as a Christmas present for me in 2015 as she knew that I like to write. I also thought that blogging would improve my investment performance since I would be able to learn from the comments left by my readers.<\/p>\n

      Heartlandboy.com is a personal finance and lifestyle blog. I predominantly write on topics such as investments, banking products, retirement and lifestyle.<\/p>\n

      Most of the articles center on content that are relevant to young working adults such as choosing a matrimonial home, credit card management and travelling etc.<\/p>\n

        \n
      1. What got you started into investing?<\/strong><\/li>\n<\/ol>\n

        My wife, who was my girlfriend then, was appalled that my net worth was zero when we got together in university. I was living the YOLO lifestyle and exhausted all my savings on holidays and branded accessories.<\/p>\n

        I wanted to prove in earnest that I can build a secure financial foundation for the family. Besides learning to be thrifty, I wanted to invest to grow a passive income stream.<\/p>\n

        It was a dual pronged approach to grow my net worth.<\/p>\n

        \"2<\/p>\n

          \n
        1. Are you a long-term investor, short-term investor or a mixture of both?<\/strong><\/li>\n<\/ol>\n

          I am a long-term investor.<\/p>\n

          However, I do buy and sell my stocks based on simple Technical Analysis indicators such as daily moving averages.<\/p>\n

            \n
          1. Do you have an exit strategy for your investments?<\/strong><\/li>\n<\/ol>\n

            I exit all investments when they decline 10% from their recent highs. This allows me to protect my capital gains.<\/p>\n

            Similarly, I place a stop loss order when the prices of my investments dip 10% from my purchase prices. This puts a downside to my investment risks.<\/p>\n

              \n
            1. So here is the golden question – What is your Best investment and Worst investment since you started investing?<\/strong><\/li>\n<\/ol>\n

              My worst investment is in Kingsmen Creatives. I bought it at 97 cents in February 2015 and sold it at 70 cents in April 2016.<\/p>\n

              This is ironic because Kingsmen Creatives was once a darling for the investment community. The most important lesson that I learnt was that growth stocks can fall very quickly in prices when their growth rates do not meet market\u2019s expectations.<\/p>\n

              My best investment is in Micro-Mechanics. I first bought it at 69 cents in April 2015 and have progressively added it to my portfolio.<\/p>\n

              I am still holding on to it today and I have confidence that it will become my first double bagger. Readers can follow me on InvestingNote for updates on my investment portfolio. (https:\/\/www.investingnote.com\/users\/heartlandboy#\/?display=profile&user=heartlandboy&tab=posts<\/a>)<\/p>\n

                \n
              1. What do you think is the biggest mistake that investors are committing today?<\/strong><\/li>\n<\/ol>\n

                The biggest mistake<\/a> <\/span>that investors commit today is not basing their investment philosophies on proven strategies.<\/p>\n

                Besides starting with a proven strategy, it is equally important to be disciplined to implement the strategy throughout the investment horizon.<\/p>\n

                  \n
                1. Is there a particular book you will recommend for our readers?<\/strong><\/li>\n<\/ol>\n

                  I will recommend \u201cSecrets Of A Self-Made Millionaire\u201d by Adam Khoo.<\/p>\n

                  After reading this book, I became a self-taught investor armed with the necessary tools and confidence to kick-start my investment journey.<\/p>\n

                  I found that his value momentum strategy has worked quite well for me.<\/p>\n

                    \n
                  1. Lastly, any advice or words of encouragement for fellow young aspiring investors??<\/strong><\/li>\n<\/ol>\n

                    Young aspiring investors may not have sufficient time and wisdom to experience the ebbs and flows of market cycles.<\/p>\n

                    Therefore, they should build resilience from the mistakes made so as to ensure that the tuition fees paid do not go to waste.<\/p>\n

                    Likewise, it is important to stay humble even if you are very successful in the beginning<\/a> of your investment journey.<\/p>\n

                     <\/p>\n

                    Thanks Alison and hope you all have enjoyed our interview series at MyTwoCents<\/em><\/strong>.<\/p>\n

                    If you want to read more such interviews, Sign Up for Our FREE Weekly Newsletter [thrive_2step id=’1969′]here<\/u><\/em><\/strong>[\/thrive_2step]. On top of that, we will give you a book that teaches you the hallmarks of multi-bagger stocks and how to find them!<\/p>\n","protected":false},"excerpt":{"rendered":"

                    Hello everyone, I am James here, founder of SmallCapAsia.com. Today I have the honour of inviting Alison over for a short interview. Alison is the financial blogger behind Heartland Boy (https:\/\/heartlandboy.com\/about\/) Without further ado, let’s get straight to the Q&A! Please tell us more about yourself. I am a young working adult who took up […]<\/p>\n","protected":false},"author":1,"featured_media":2647,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[1],"tags":[256,158],"class_list":["post-2801","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-alison-interview","tag-mytwocents"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/posts\/2801","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=2801"}],"version-history":[{"count":0,"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/posts\/2801\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/media\/2647"}],"wp:attachment":[{"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=2801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=2801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smallcapasia.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=2801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}