More than 10 years ago, I vividly recall buying my first U.S. stock – just one share of Amazon.
The brokerage fee? A painful ~S$25 (excluding SEC, FX and platform fees)!
I remember staring at my confirmation email, thinking, “That’s more than the cost of my weekly ‘Cai Fan’!”
Fast forward to today, that S$25 wake-up call feels like ancient history in today’s low-fee landscape, where some brokers even offer zero commission on U.S. stocks and robust fundamental analysis – features unthinkable just a few years ago.
It’s a world away from my wake‑up call – and that’s where uSMART comes in.
uSMART celebrates 7th year Global Anniversary
uSMART Securities (Singapore) Pte. Ltd (uSMART SG) is a MAS‑regulated brokerage with over 800,000 users globally, with Chow Tai Fook Services (CTFS) as a strategic investor.
Whether you’re just starting your investment journey or looking to optimize your trading costs, uSMART has quietly emerged as one of the most competitive digital brokerages in Singapore.
On this note, in conjunction with its 7th anniversary year (2025), uSMART has introduced two flagship offers that underline its commitment to affordability and accessibility: a Zero-Cost Regular Savings Plan (RSP) and ultra-low-cost trading fees.
Here’s a closer look at the various features and what makes this platform stand out – and why more investors are making the switch.
1. Zero‑Cost Regular Savings Plan (RSP)
uSMART’s Regular Savings Plan (RSP) empowers investors to automate their investments with as little as S$100, utilising a dollar-cost averaging strategy.
This approach allows for consistent investment over time, mitigating the impact of market volatility.
More importantly, uSMART has waived all associated fees – commission, platform, custodian, and exchange – ensuring that every dollar invested goes directly into your chosen assets.
The RSP is fully automated through eGIRO as well, eliminating the need for manual bank transfers.
Investors can select their preferred investment intervals (daily, weekly, or monthly) providing flexibility to align with individual financial goals and schedules.
2. Market-Leading Low Fees – Now Even Sharper
uSMART offers some of the most competitive trading fees in Singapore.
Case in point: The platform now charges zero commissions for US Stocks and ETFs excluding an ultra-low platform fee of US$0.88 flat per trade.
If you’d rather earn a bit on sidelined funds than leave them idle, uSMART now lets you subscribe to the LionGlobal SGD Money Market Fund directly in the app.
The minimum ticket is S$2,000, giving retail investors an easy, low-volatility home for cash until the next opportunity appears.
Beyond Wall Street, the same uSMART login opens doors to stock exchanges in Singapore, Hong Kong, Japan and the UK, letting you build a globally diversified portfolio without juggling multiple brokers.
Interestingly, some of Japan’s trading houses – such as Itochu, Marubeni, Mitsubishi, Mitsui & Co., and Sumitomo – have become favourites of legendary investor Warren Buffett, who significantly increased his stake in these firms through Berkshire Hathaway.
With uSMART, these very companies are now accessible to everyday investors, alongside US blue chips and local SGX picks.
In short, whether you’re scooping up local REITs, hunting for US tech, or taking a nibble at FTSE blue chips, everything settles through a single, integrated platform in uSMART – saving both fees and effort for you at every level.
3. Fractional Shares Trading
With uSMART, investors can purchase fractional shares of over 13,000 US-listed stocks and ETFs, starting from just US$1.
This feature democratises investing, allowing individuals to own portions of high-priced stocks like Berkshire Hathaway or Booking.com without needing substantial capital.
Fractional investing facilitates portfolio diversification, enabling investors to spread their investments across various sectors and companies, even with limited funds.
It’s an ideal solution for those looking to build a diversified portfolio incrementally.
4. Number 1 Choice for US Options Trading
uSMART positions itself as a leading platform for US options trading, offering access to the full spectrum of US options markets, including index options like VIX, SPX, and OEX.
What’s more?
As shown in the picture above, options traders benefit from no minimum fees during the promotion period between now and 30 June 2025.
Options traders can also enjoy the same zero-commission treatment and platform fees for all your options transactions (T&Cs apply here), with no minimum contract count. This is an incentive rarely matched by regional rivals.On top of that, both novice and seasoned options traders can also bask in the whole suite of advanced order types, including Grid Trading, enhance trading precision and flexibility.
For newcomers, the clean option chains and guided prompts made a potentially complex strategy feel surprisingly approachable.
5. Exciting Welcome Offer
If you’re new to uSMART, you can sign up using my affiliate link here and obtain an exciting starter pack below:
- Free Tesla fractional share (yours before you even trade)
- Up to US$200 in welcome rewards based on deposit and trades
- Instant access to Smart Orders, Daily Picks, and more
The promotion is ending soon and your rewards will disappear alongside it.
So wait no more and sign up using the link here right now!
6. Final Verdict – Who Is uSMART Best For?
uSMART stands out as a comprehensive investment platform that combines affordability, flexibility, and educational support.
Its zero-cost RSP, competitive trading fees, access to fractional shares, robust options trading capabilities, and commitment to investor education make it a compelling choice for investors aiming to navigate the financial markets with confidence.
Ready to take control of your financial future? Sign up for uSMART here and start your investment journey today.
This post is sponsored by uSMART. All information is accurate as of April 2025 and subject to change.
Disclaimer
This advertisement has not been reviewed by the Monetary Authority of Singapore. The content and information contained all general information and data (“Information”) for reference only and does not constitute an offer or a solicitation for sale or recommendation of any investments, trading strategies or investment products. You must make your own independent judgment with respect to any matter contained in this article. Your investment is subject to investment risk, including loss of income and capital invested.
